Financial Services and Lending

AI-Powered Property Intelligence for Smarter Lending Decisions

Instantly validate collateral, uncover true ownership, and monitor risk across your loan portfolio with unified property, zoning, lien, and market data, powered by ParGo AI.

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POWERFUL FEATURES

“What took us 3 months now takes us 3 minutes.” — Fortune 100 Energy Company

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Accelerate loan qualification and underwriting.

Access ownership, liens, permits, and comps in seconds to validate collateral before a loan goes to committee.

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Mitigate risk with real-time monitoring.

Detect property ownership transfers, permit filings, and market changes that signal borrower activity or asset deterioration.

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Reduce cost and complexity.

Replace multiple data vendors and manual searches with one web-based platform that integrates seamlessly into your lending workflow.

BIG PICTURE

Key Workflows for Financial Services

Looking for some ideas of ways that ParGo could assist in your existing workflows?

 

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Collateral Validation & Underwriting

Search any address or portfolio and instantly retrieve property ownership, mortgage, lien, and permit data.→ Verify borrower claims, ensure lien priority, and assess asset condition in seconds.

True Ownership Discovery

Identify the real owners behind corporate entities.→ ParGo traces through LLCs to reveal the ultimate beneficial owner (UBO) with verified contact info—critical for KYC and loan decisioning.

Lien & Mortgage History

Access full public-record data on recorded liens, releases, and mortgage assignments.→ Quickly confirm encumbrances and repayment risks without external vendor delays.

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BIG PICTURE

Key Workflows for Financial Services

Looking for some ideas of ways that ParGo could assist in your existing workflows?

 

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Market & Valuation Intelligence

Leverage comps, transaction data, and zoning insights to support AVM and risk modeling.→ Instantly contextualize property value within its local market.

Construction & Improvement Tracking

Use permit history and activity alerts to understand when borrowers are improving—or neglecting—their collateral.→ Monitor property condition and borrower investment behavior.

Portfolio Monitoring & Early Warning

Set automated alerts for ownership changes, distress filings, or local market shifts across all collateral assets.→ Identify risks before they become defaults.

Map Extent Query
Enhanced AI Criteria Extraction 10-28-25
HOW IT WORKS

Three Steps

1 - Search the property or loan book. Upload an address list or draw market zones on the map.

2 - Analyze the collateral. surfaces risk indicators—recent ownership change, flood zone exposure, permit inactivity, or encumbrance level.

3 - Monitor automatically. Save searches or portfolios to receive alerts on any material changes.

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LEARN

Review the latest updates

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INCLUDED DATA

Which Data Should I Use?

 

Category Sample Insights
Property & Ownership Parcel boundaries, LLC resolution, mailing addresses, true owners
Mortgages, Liens & Encumbrances Recorded loans, lien types, release records, foreclosures, assignments
Zoning & Land Use Standardized codes + allowable uses across all U.S. jurisdictions
Permits & Construction 20+ years of permit data by type, value, and contractor
Environmental Layers FEMA flood, wetlands, slope, soil & climate risk
Sales & Lease Comps
 Local transaction benchmarks to validate valuations

 

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TESTIMONIALS

What our customers say

“What took us 3 months now takes us 3 minutes.”

ACQUISITIONS PRESIDENT Fortune 100 Energy Company

“We have been waiting for a solution to come along that does half of what ParGo can do.”

ASSET MANAGER Regional Real Estate Investor

“We will be spinning up a division to leverage the possible use cases that ParGo data opens for us to expand into new areas.”

PRESIDENT Regional Construction Firm
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WHY PARGO
DATA

Unified zoning, permit, and ownership data for faster design decisions

DETECTION

GeoAI change detection from imagery for real-time construction insight

IMPACT

Conversational AI interface to query data in plain language

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WHY PARGO
ACCESS

Web-based platform

SOLUTION

Affordable with plans for teams of any size

DELIVER

Data updated as frequently as possible ensuring the most relevant models

FAQ

Need clarification?

Can I track construction and improvements?

Use permit history and activity alerts to understand when borrowers are improving, or neglecting, their collateral.
→ Monitor property condition and borrower investment behavior.

Can I add my data?

Yes, import your data and enrich parcels.

Can ArcGIS be integrated?

Yes, using your ArcGIS organization login, ParGo AI syncs with your Business Analyst layers.

Can I add my site plan to the application?

Yes import the file and enrich parcels.